About
“It's your money. Make a plan that's going to work for you.”
The one idea the whole method is built around. Everything else — the method, the book, this app — is there to help you act on it.
What the app is for
Your Money Plan helps you build a monthly money plan you can actually live with: every dollar gets a job, yearly expenses get planned ahead, and you log spending as it happens so the plan stays real.
Nobody here tells you how to live. The app holds up a clear picture of where your money goes and lets you decide what to do next. Most people aren't bad with money. They're just not looking at it. The plan is how you start looking.
What we believe
Six ideas the app is built around.
A plan, not a budget
The word "budget" makes most people flinch — and they’re right to flinch. A budget polices your present. A plan is a future you’re walking toward on purpose.
Every dollar gets a name
Income minus everything you’ve planned should equal zero. Unassigned money doesn’t wait patiently — it becomes an 11 p.m. impulse order. Give every dollar a job before the month begins.
One-off expenses aren’t one-off
Holidays, camp, insurance, back-to-school — they happen every single year. List them, total them, divide by twelve, set it aside monthly. An expense is only an emergency when your plan forgot it was coming.
The fence around the roof
Nobody lets kids play on a roof without a fence. Put up a fence, and they can run freely. That’s what a plan is — not a restriction, but the thing that makes the playing possible.
Spend on purpose, not less
We’re not anti-spending. We’re anti-fog. The goal was never a smaller life — it’s seeing your money clearly, deciding what matters, and enjoying what you planned for without the guilt.
You participate
The app doesn’t link to your bank account — on purpose. Logging an expense is the moment that changes behavior. Automate that moment away and nothing changes. The plan works because you’re in it.
The Book
Stop surviving your money.
Start designing your life.
The whole method is written down — the annual expense layer, the zero-based plan, the fence around the roof. No jargon, no lectures.
The book is the book. The app is for when you're ready. You can do everything in it with paper and a calculator — the app just makes it hard to quit.
Get the book, free
Subscribe and we'll send you a free copy, plus weekly money tips. Zero spam.
Ready to start looking?
A plan that funds the life you actually want — holidays, camp, vacations and all — starts with one month of paying attention.
Get started