Terms of Service
Last updated: January 2025
1. Acceptance of Terms
By accessing or using Your Money Plan, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service. We reserve the right to update these terms at any time, and your continued use constitutes acceptance of any changes.
2. Description of Service
Your Money Plan is a personal financial management application that provides expense tracking, budget planning, receipt scanning, and AI-powered financial coaching. Our service is designed to help individuals manage their personal finances more effectively.
3. User Accounts
To use Your Money Plan, you must create an account. You agree to:
- Provide accurate and complete registration information
- Maintain the security of your account credentials
- Promptly update any information that becomes inaccurate
- Accept responsibility for all activities under your account
- Notify us immediately of any unauthorized access
4. User Responsibilities
You agree to use Your Money Plan only for lawful purposes. You must not:
- Use the service for any illegal or unauthorized purpose
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt the service or servers
- Upload malicious code or content
- Impersonate any person or entity
- Share your account with others
5. Financial Disclaimer
IMPORTANT: Your Money Plan is a financial tracking and organization tool only. We do not provide financial, investment, tax, or legal advice. The AI coaching feature provides general guidance based on your spending patterns but should not be considered professional financial advice. Always consult with qualified professionals for financial decisions.
6. Intellectual Property
The Your Money Plan application, including its design, features, and content, is owned by us and protected by intellectual property laws. You may not copy, modify, distribute, or reverse engineer any part of our service without our written permission.
7. Privacy
Your use of Your Money Plan is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.
8. Service Availability
We strive to maintain high availability of our service but do not guarantee uninterrupted access. We may suspend or terminate the service for maintenance, updates, or other reasons without prior notice. We are not liable for any loss or damage resulting from service interruptions.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEXUS FINANCE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE.
10. Termination
You may terminate your account at any time through the application settings. We reserve the right to suspend or terminate your account if you violate these terms or engage in behavior that we deem harmful to the service or other users.
11. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which Your Money Plan operates, without regard to its conflict of law principles.
12. Changes to Terms
We may modify these Terms of Service at any time. We will notify you of significant changes through the application or via email. Your continued use of the service after such notification constitutes acceptance of the modified terms.
13. Contact Information
If you have any questions about these Terms of Service, please contact us at:
legal@yourmoneyplan.com