Privacy Policy | Your Money Plan

1. Introduction

Welcome to Your Money Plan. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial management application.

2. Information We Collect

We collect information that you provide directly to us, including:

Account information (email address, name, password)
Financial data (expenses, income, budget allocations, account balances)
Receipt images and extracted data
Usage data and preferences
Device and browser information

3. How We Use Your Information

We use the information we collect to:

Provide, maintain, and improve our services
Process and categorize your expenses
Generate personalized financial insights and recommendations
Send you notifications and updates
Respond to your comments and questions
Analyze usage patterns to improve user experience

4. Data Storage and Security

Your data is stored securely using Google Firebase and Google Cloud Platform services. We implement industry-standard security measures including encryption in transit and at rest, secure authentication, and regular security audits. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

5. Third-Party Services

We use the following third-party services to provide our application:

Google Firebase (authentication, database, hosting)
Google Cloud Platform (AI/ML services)
Google Sheets API (optional budget sync)
Google Gemini AI (expense parsing and coaching)

These services have their own privacy policies, and we encourage you to review them.

6. Cookies and Tracking

We use essential cookies to maintain your session and preferences. We do not use third-party advertising cookies. You can control cookie settings through your browser.

7. Your Rights

You have the right to:

Access the personal data we hold about you
Request correction of inaccurate data
Request deletion of your data
Export your data in a portable format
Opt out of certain data processing activities

8. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. You may request deletion of your account and associated data at any time through the application settings.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:
privacy@yourmoneyplan.com